Credit Reporting Complaint Trends
By US Debt Wire Editorial TeamUpdated July 12, 2026
Data source: CFPB Consumer Complaint Database. Data current as of July 12, 2026.
Total complaints (ingested)
937
National trend (monthly)
- 2026-04: 937
Top issues
- Incorrect information on your report530
- Problem with a company's investigation into an existing problem228
- Improper use of your report172
- Credit monitoring or identity theft protection services5
- Unable to get your credit report or credit score2
Top companies
- TRANSUNION INTERMEDIATE HOLDINGS, INC.287
- Experian Information Solutions Inc.287
- EQUIFAX, INC.261
- CAPITAL ONE FINANCIAL CORPORATION6
- Resurgent Capital Services L.P.5
- Fidelity National Information Services, Inc. (FNIS)4
- ENCORE CAPITAL GROUP INC.4
- Early Warning Services, LLC4
- Westlake Services, LLC3
- SANTANDER HOLDINGS USA, INC.3