WUS Debt Wire

Credit Card Debt Complaint Trends

By US Debt Wire Editorial TeamUpdated July 12, 2026

Data source: CFPB Consumer Complaint Database. Data current as of July 12, 2026.

Total complaints (ingested)
181

National trend (monthly)

  • 2026-04: 181

Top issues

  • Attempts to collect debt not owed81
  • False statements or representation39
  • Written notification about debt25
  • Took or threatened to take negative or legal action14
  • Communication tactics12

Top companies

  • Resurgent Capital Services L.P.39
  • ENCORE CAPITAL GROUP INC.26
  • Portfolio Recovery Associates, LLC17
  • Experian Information Solutions Inc.11
  • CL Holdings LLC9
  • CAPITAL ONE FINANCIAL CORPORATION8
  • TRANSUNION INTERMEDIATE HOLDINGS, INC.5
  • EQUIFAX, INC.5
  • Credit Control, LLC4
  • CAVALRY INVESTMENTS, LLC4