Spring Oaks Capital — CFPB Complaint Data
By US Debt Wire Editorial TeamUpdated July 12, 2026
Data source: CFPB Consumer Complaint Database. Data current as of July 12, 2026. View the live CFPB record.
Total complaints (ingested)
29
Trailing 12 months
29
Timely response rate
100%
Top complaint issues
- Attempts to collect debt not owed20
- Written notification about debt4
- Took or threatened to take negative or legal action2
- False statements or representation2
- Communication tactics1
Complaint trend (monthly)
- 2026-04: 29
State distribution
- GA: 6
- TX: 5
- LA: 3
- SC: 2
- OK: 2
- FL: 2
- AZ: 2
- AL: 2
- VA: 1
- PA: 1