Bread Financial Holdings — CFPB Complaint Data
By US Debt Wire Editorial TeamUpdated July 12, 2026
Data source: CFPB Consumer Complaint Database. Data current as of July 12, 2026. View the live CFPB record.
Total complaints (ingested)
20
Trailing 12 months
20
Timely response rate
100%
Top complaint issues
- Took or threatened to take negative or legal action13
- Attempts to collect debt not owed3
- Communication tactics2
- Written notification about debt1
- Incorrect information on your report1
Complaint trend (monthly)
- 2026-04: 20
State distribution
- CA: 5
- GA: 3
- FL: 2
- AZ: 2
- AR: 2
- TX: 1
- SC: 1
- PA: 1
- NC: 1
- HI: 1